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A Milestone on the Long Lock-In Recovery Journey: Mortgages Above 6% Exceed Share Below 3%
By Hannah Jones Jan 14, 2026 Mortgage rates have eased from recent highs, but remain above 6%. Rates reached a 2025 peak of 7.04% in January and fell to the 6.2% range by the end of the year. Zooming out, rates have remained above 6% since September 2022, keeping many would-be sellers “locked in” and hindering…
Read MoreZillow Loans Found To Be More Expensive.
By Lew SichelmanStaff Writer An empirical investigation finds that borrowers using Zillow Home Loans pay statistically higher mortgage costs compared with similar borrowers at other lenders, resulting in significant lifetime cost “overcharges” on 30-year loans A new report by Georgetown University Professor Steven C. Salop adds fuel to two lawsuits charging Zillow with deceptive practices by requiring or…
Read MoreFed Cuts Rate For First Time In 2025
https://www.listreports.com/share/shareables/social?sid=_Fu-4s3Cu September 17, 2025 Federal Reserve issues FOMC statement For release at 2:00 p.m. EDT Recent indicators suggest that growth of economic activity moderated in the first half of the year. Job gains have slowed, and the unemployment rate has edged up but remains low. Inflation has moved up and remains somewhat elevated. The Committee…
Read MoreMortgage Rate Averages see sharpest drop in nearly a year
By Moira Ritter September 11, 20251:18 PM ET Mortgage rates saw their largest weekly decline in roughly a year, plummeting 15 basis points to the lowest average since October 2024. The 30-year, fixed-rate mortgage averaged 6.35% in the week ended Thursday, according to mortgage giant Freddie Mac. At the same time, the 15-year, fixed-rate mortgage average declined to…
Read MoreWhat the One Big Beautiful Bill Act Means for Real Estate and You – by Scott Bradley Brixen
You might disagree with some of the provisions, or question its fiscal prudence, but President Trump’s One Big Beautiful Bill Act (OBBBA) is now a law. As such, it’s important to understand the implications for homeowners and real estate professionals. Overall, the OBBBA was a big win for real estate: it extended and/or permanently enshrined many…
Read MoreUnlocking Financial Freedom: The Power of Cash-Out Refinancing
In today’s economic landscape, consumer debt has skyrocketed to unprecedented levels, leaving many homeowners feeling overwhelmed and financially burdened. However, amidst these challenges, there exists a powerful tool that could potentially alleviate this burden: cash-out refinancing. Let’s delve into what cash-out refinancing entails and how it could be the solution you’ve been searching for to…
Read MoreHome Price Indices Report Strong Growth in 2023, Noted Mortgage Professional Scott Wenhe Shares Insights
Good News for Home Prices in 2024. Did you know there are ways to measure how much houses are worth? Two important tools are the Case Shiller Home Price Index and the Federal Housing Finance Agency (FHFA) House Price Index. The Case Shiller Index, often seen as a top-notch measure, tells us that in December,…
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